◆ CONSTRUCTION
Insolvency and recovery advice for construction businesses
Assess cash-flow pressure from delayed valuations, retentions, disputed work and rising project costs.
◆ UNDERSTANDING YOUR POSITION
Understand the project-level position
An apparently profitable order book can still leave a contractor short of cash. Review each live contract, unpaid applications, retentions, work in progress and the cost to complete. Distinguish money that is genuinely collectible from claims that remain disputed.
Bring live project schedules, applications for payment, retentions and subcontractor balances. Separate disputed claims from receipts you can reasonably expect.
◆ PRESSURE POINTS
Where pressure
needs a closer look
Bring these issues into the first financial review. The right starting point depends on the structure and the full position.
Map commitments before further work
Include subcontractor balances, plant hire, materials, CIS, VAT and payroll. Check the ownership of equipment and any finance or retention-of-title terms. Taking on more work without the funds to deliver it can increase exposure rather than solve a shortage.
Compare recovery with an orderly exit
A recovery review should test margins and payment terms on current work, not rely only on a future tender. Where contracts cannot be completed safely or sustainably, advice is needed about creditors, staff and the available closure options. Contract disputes may also require a construction solicitor.
◆ PRACTICAL SUPPORT
Options to explore,
not a predetermined answer.
Bring live project schedules, applications for payment, retentions and subcontractor balances. Separate disputed claims from receipts you can reasonably expect.
View all services →HMRC Time to Pay
Assess recovery against the cost to complete existing contracts and realistic margins.
HMRC Tax Arrears
Review tax repayment affordability alongside labour, materials and subcontractor payments.
Company Rescue & Restructuring
Bring CIS, VAT and PAYE balances into the project cash-flow picture.
Winding-Up Petition Advice
Provide any company petition and hearing date alongside the live contract schedule.
◆ YOUR FIRST CONVERSATION
A starting point for construction businesses
Show the money due and the costs remaining on each project.
Separate agreed receipts from variations, retentions and disputed claims.
Identify staff, subcontractor and equipment commitments affected by the next step.
◆ FURTHER READING
Useful starting points
Tax arrears: a starting point for construction businesses ↗Repayment planning for construction businesses ↗Further guidance for construction businesses ↗Bring live project schedules, applications for payment, retentions and subcontractor balances. Separate disputed claims from receipts you can reasonably expect.
◆ CONFIDENTIAL BUSINESS ADVICE
Discuss the pressure across your projects.
Tell us which contracts, payment delays or creditor deadlines are affecting delivery. We will help identify the information needed to review the position.
✓ Confidential first conversation
✓ Free and without obligation
✓ By telephone or video
◆ FREQUENTLY ASKED QUESTIONS
Questions, answered plainly.
What should we show for each live project?
Include the contract value, payments received, remaining costs and expected payment dates. Flag variations awaiting agreement and work that needs additional funding to complete.
How should disputed applications be presented?
Keep them separate from confirmed receipts and explain the dispute, supporting documents and advisers involved. A forecast should make clear which amounts remain uncertain.
Should we include hired plant and subcontractor balances?
Yes. List the costs, payment dates and projects they relate to. Include any finance, ownership or termination documents affecting equipment needed on site.